Northfront Financial USA - Wealth Management
Your wealth.
Managed with genuine care.
At Northfront Financial USA, we go beyond asset management. We take time to understand your unique goals and aspirations — helping you see clearly what your wealth can do for you, your family, and your legacy.
Since 2008
18+ Years
of trusted service
Confidence & clarity
Turn financial worries into confidence and complex wealth matters into simplistic clarity.
Pension-style investing
Institutional-grade alternative assets — available to you as an individual investor.
Cross-border expertise
Dual-licensed for Canadians relocating to the U.S. and those managing assets in both countries.
One advisor. A full team.
A dedicated partner who knows your name — backed by CFAs, CIMs, and CFPs.
Who we are
A different kind of wealth management firm
We are those you can talk to about wealth when you think you have no one else to turn to. Northfront Financial USA was built on humble roots, an entrepreneurial spirit, and an unwavering commitment to deep integrity and professionalism.
Your success defines true wealth management. It's not just about managing assets — it's about realizing, protecting, and preserving a life of purpose, fulfillment, and impact.
Confidence
Turn financial worries into confidence and complex matters into clarity.
Integrity
Fee-based alignment — our interests are perfectly aligned with yours.
Innovation
Pension-style investing and alternative assets for individuals.
Partnership
One dedicated advisor, an entire team committed to your goals.
What We Offer
One relationship. Every aspect of your wealth.
From investment strategy to estate planning, financial planning to cross-border wealth — we connect all aspects of your financial life in one coordinated relationship.
Cross-Border Wealth
Dual-licensed investment management for Canadians in the U.S. — covering RRSPs, TFSAs, 401(k)s and U.S.-Canada tax planning. Our specialty.
Investment Management
Discretionary portfolio management with access to alternative assets and institutional-grade strategies typically reserved for large pension funds.
Financial Planning
A personalised Investment Policy Statement built around your life goals — not a template.
Retirement Planning
Tax-efficient withdrawal strategies, income sequencing, and retirement income planning.
Estate Planning
Preserve and transfer wealth efficiently across generations and borders.
Business Owner Strategies
Corporate pension plans, succession planning, and benefit programs for entrepreneurs.
Client Stories
Trusted by families across North America
“Moving from Toronto to San Francisco was overwhelming financially. Northfront handled everything — my RRSPs, the tax implications, setting up U.S. accounts. I finally feel in control.”
Sarah M.
Tech Executive • San Francisco, CA
“As a business owner with operations in both countries, I needed someone who truly understood cross-border complexities. Northfront's expertise has saved me significantly in taxes.”
David L.
Entrepreneur • Seattle, WA
“What sets Northfront apart is they actually listen. They built a plan around our goals for retirement, not just a cookie-cutter portfolio. We feel like partners, not just clients.”
Jennifer & Mark T.
Retired Professionals • Phoenix, AZ
Cross-border expertise
Moving from Canada to the U.S.?
We've got a plan for that.
Northfront Financial USA is dual-licensed and built to support Canadian skilled professionals and high-net-worth individuals making the transition south. Our structured three-step process ensures nothing falls through the cracks.
Financial Assessment
- Evaluate your financial position and Canadian tax status before your move
- Introduction to cross-border accountants for strategic pre-departure planning
- Identify exit tax obligations, departure timing, and key risk areas
Investment Transition Strategy
- Guidance on managing your Canadian RRSPs, TFSAs, LIRAs, and pensions
- Optimize U.S. retirement accounts – 401(k)s, IRA, Roth IRA – based on your residency
- Avoid PFIC classification and double-taxation pitfalls
Seamless Wealth Management
- Regular financial check-ins to update your investment plan and objectives
- Dedicated Portfolio Manager for financial questions and planning
- Long-term estate, wealth transfer, and retirement planning across both jurisdictions
Start your cross-border financial assessment
Our Team
Meet your advisors
Our team combines deep cross-border expertise with a genuine commitment to your financial wellbeing.
Craig Goodwin
Vice President, Operations
Over two decades of expertise spanning traditional finance, fintech, and institutional investing. Craig excels at turning abstract concepts into actionable strategies, providing comprehensive support with confidence and clarity.
Jeff Ady
Managing Partner & Portfolio Manager
CIM®
Over 14 years of experience in wealth management with a background in commercial banking and entrepreneurship. Jeff is dedicated to helping clients transition from working for their money to having their money work for them.
Karl Anvik
Partner & Portfolio Manager
BSc, MA, CIM®, CFP®
With a background in computer science and over a decade as a software engineer, Karl brings technical expertise and genuine care to wealth management. He excels at simplifying complex financial situations with a holistic approach.
Tom Spinks
Partner & Portfolio Manager
CIM®, CEA
Over a decade of investment industry expertise dedicated to guiding clients through their financial journeys. Tom takes pride in Northfront's innovative pension-style approach, providing access to institutional-grade investments.
Partners
Working with your clients, alongside you
We partner with professionals whose clients have cross-border financial needs. When you refer to Northfront USA, your clients are in trusted, regulated hands — and you remain the centre of the relationship.
Accountants & Tax Advisors
We work alongside your tax advice — never across it. Our fee-based, SEC-registered model is clean and straightforward to include in any client engagement. We handle investment management, you lead on tax strategy.
Lawyers & Estate Attorneys
Cross-border estate and wealth transfer planning requires tight coordination between legal and financial counsel. We're experienced working alongside lawyers — providing the investment and planning context your work depends on.
Immigration Firms
Your clients are focused on the move. We make sure their financial transition is handled with the same rigour. We partner with immigration lawyers to provide structured financial planning for every client crossing the border.
HR & Recruitment Firms
When you're placing Canadian talent in U.S. roles, financial readiness matters. We offer information sessions and a structured intake process that makes financial planning a seamless part of every successful placement.
FAQ
Common questions
Get answers to the questions we hear most often from prospective clients.
Get started
Ready to take the next step?
No pressure, no obligation. Choose the conversation that feels right for where you are.
Start your financial assessment
Complete our digital intake form to connect with a Northfront Portfolio Manager. We'll review your situation and be in touch within one business day to arrange a personalized consultation.
- Takes only 10 minutes
- No obligation
- Response within 1 business day
Join a free information session
Learn how we help Canadian professionals navigate the U.S. financial transition. Free webinars run regularly with no commitment.
Speak with an expert
Prefer a direct conversation? Contact us for a confidential discussion with a cross-border specialist — on your terms.